Insurance

INSURANCE

If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.

Home insurance is a general term used to describe two very different types of insurance:

  • Buildings insurance – for permanent fixtures and fittings, like kitchens and bathrooms
  • Contents insurance – for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets
You can buy both types of insurance separately, or in many cases, you can get them as a joint policy from one insurance company.

We can search through a range of policies to find the one that suits you best from our extensive list of insurers.

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Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £395.

Liverpool Mortgage Solutions Ltd is an appointed representative of HL Partnership which is authorised and regulated by the Financial Conduct Authority. You can find us on their website www.fca.org.uk. Registered in England. Registered address is 2b Grove Street, Wavertree, Liverpool, L19 8HU. Company registration number is 06879604

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers within the UK